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Credit Qualifying FHA Streamline Refinances
FHA Streamline Refinances are designed to lower a borrower’s monthly payments and/or get a lower interest rate. For many borrowers this is a no-appraisal/no new credit application type of loan. But in...
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Chapter 13 Bankruptcy and FHA Refinance Loans: A Reader Question
A reader asks, “Is It possible to refinance while in chapter 13 for a lower rate. We Dont qualify for the government HARP program.” FHA loan rules for getting new loans when it comes to bankruptcy...
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FHA Refinance Loans And FHA Case Numbers: A Reader Question
A reader asks, “I bought my home in 2009. Its a FHA mortgage. I do not qualify to refinance because paperwork and case number were assigned after may 1 2009. I need to know what I can do to refinance...
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Why Refinance Your Home Loan?
There are lots of articles and blog posts about refinancing your home loan, but many of these are technical; few of them discuss the reasons it might be a good move to consider applying for an FHA...
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FHA Home Loans And Divorce
We get plenty of reader questions about the practicality or feasibility of putting a home loan in one borrower’s name as part of divorce proceedings. Borrowers who purchased a home together with an FHA...
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FHA Streamline Refinance Loans: Basics For Credit Qualifying Streamline...
In our last blog post we discussed some basics on FHA Streamline Refinance Loans. The FHA Streamline Refinance loan program permits lenders to process the loan paperwork for these refinances...
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Get Ready For Your FHA Cash Out Refinance Loan
When you buy a home with a conventional, FHA, or other type of home loan product, one day you may wish to refinance to take advantage of the equity you’ve built up in the home. An FHA cash-out...
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FHA Refinance Loans And FICO Scores
Are you considering an FHA refinance loan? Are you concerned about your credit scores, or whether and new loan will require a credit check? There are some important issues to keep in mind about FHA...
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FHA Refinance Loan Facts And Fictions
If you are thinking about your refinance loan options in 2016, now is a good time to review some FHA refi facts. Planning for an FHA refinance loan is important, and if you start early the same way as...
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FHA Refinance Loan Basic Requirements
FHA refinance loans offer a variety of options for the borrower. In many cases you don’t have to have an existing FHA loan in order to refinance into one; with certain types of FHA refinancing you do...
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FHA Refinance Loans: What You Should Know Before Applying
Not all refinance loans are created equal, and not all FHA refinance loans have the same terms and conditions. Did you know that FHA refinance loans will, depending on the participating lender, allow...
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FHA Loan Questions: Legal Ownership Of A Property To Be Refinanced
A reader asks, “I have a FHA loan that I received with my ex wife we have been divorced for approx. 7 years. Due to the amicable nature of the divorce we did not specify that I would keep possession of...
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2017 FHA Appraisal: When Do You Need One?
If you aren’t sure whether you need a 2017 FHA appraisal, there may be a very simple answer depending on what kind of home loan or refinance loan you are seeking. For all “forward mortgages” including...
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FHA Refinance Loans: Cash-Out, Rehab
Are you thinking about refinancing into an FHA loan from an existing non-FHA mortgage? Do you already have an FHA mortgage and want to refinance? There are options under the FHA loan program for both,...
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FHA Refinance Loans For Home Improvements
Weve been discussing FHA refinance loan options in our recent blog posts, and home improvements are one important option for those with existing FHA mortgages or non-FHA loans alike. How can FHA...
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